See what the Savvy Sales Team's clients have to say


Dear Steven,
 
Trying to purchase our first home was a daunting task that required a true professional to guide us through the process.  When we enlisted your services our goal of finding someone we could trust and count on was accomplished.  You were there every step of theway to answer each and every one of our questions and had the time to explain the details of the entire process.
 
It was clear from the begining that your experience and reputation were second to none!  We were truly amazed that someone with your resume and background was still willing to go the extra mile when the bare minimum would have sufficed.  The friendly attitude you displayed and the helpful resources you employed were more than we could have ever imagined.
 
We are forever grateful to you for helping us find the perfect home.  If any of your potential clients ever need convincing that you are the right REALTOR for them, please feel free to have them contact us.
 
                                                         Sincerely,
 
                                                         Kenny & Jacqueline Taylor



Steven was recommended to me when I was looking for a REALTOR to handle the sale of my house.  He did a great job explaining the state of the housing market, his approach, and what he could offer. I was very impressed with his resume and his contacts.  A word I would use to describe him is “integrity” – he is honest in his interactions with everyone, and you can trust him to give you the straight story and honor his commitments. 
I probably did almost everything backwards in buying my current home and selling my previous home - I found my “dream house” before I was planning to put my old house on the market.  When I called Steven and told him I found a house, and it was probably premature, but I wanted to make an offer, he told me it probably was premature but he’d see what t he could do.  My offer was accepted (Steven’s reputation was a big factor), and Steven helped me through everything – prepping the old house for sale and going through all the details of buying my dream house. 
When what we thought was going to be a standard sale turned into a short sale, he calmed me down when I was sure everything was going to fall through, and helped me not to give up.  As a result, I’m living in my dream house and my old house is now someone else’s dream house – a big win all around!  

-          Ruth Hawley




Steven Lloyd is amazing!  He came highly recommended to us and repeatedly exceeded our expectations. 

Steven assisted us in purchasing a home for our family in a market that was extremely frustrating.  He did an excellent job explaining in detail what we were up against regarding the market in general as well as homes that we were interested in.  Steven was excellent at providing us with all the information we needed to make our own choices without being pushy or impatient. 

We now have the perfect home for our family in the neighborhood we desired, and most certainly would not be there if it weren’t for his assistance.  Steven consistently went above and beyond his duties and responsibilities to ensure a successful purchase, and if he couldn’t do something personally for us he always had a “friend” who happened to be an expert regarding our needs! 

Even after the purchase was finalized, Steven has assured us that he is our “REALTOR for life” and would be happy to assist us with anything he can in the future. 

If you have Steven working for you, rest assured that anything and everything that can be done to assist you with your needs will be.
                                                                      
                                                                   - Chris & Renee Cowan



Finding your first house that fits your needs and that you can actually afford to purchase is a daunting venture, especially in these difficult times. That being said, working with Steven to accomplish this feat has been an absolute pleasure. As frustrating as it can sometimes be looking at house after house after house, Steve was always there to pick up my spirits and remind me that the right house is out there, it just needed to be found. He was always there to answer my questions, and was more than accommodating when it came to scheduling times to look at houses due to the fact that I am on the road the majority of the time.
 
I would most definitely recommend Steven to anyone looking to buy or sell a house in the future as his vast knowledge of the market as well as the areas we were looking in were invaluable in finding exactly what I was looking for. Thank you for going above and beyond Steven, and hopefully we'll work together again in the future.
 
                                                                     -Daaron Baker




“Steven Lloyd was recommended to us by a friend of ours when we first looked into selling our house. It was easy to communicate with Steven from the very beginning and the sale of our house went very smoothly and we felt that we were able to get a good price in a depressed market.  Where Steven really impressed us was in the our adventures in finding a new house. Because of the market and timing of our looking for our new house, we ended up viewing many, many houses and putting offers in on quite a few homes, most of which were short sales. Steven was always very good with communicating with us and making himself available to show us houses and answer our questions.
 
We really appreciate all that Steven did for us and we can’t thank him enough for helping us find the perfect home for us and also working through a difficult short sale process to finally purchase the home as well. During the process of selling our home, looking for a new home, finding a home and finally purchasing a new home we were able to spend quite a bit of time with Steven and we are thankful for all that he did for us. Our kids still ask if we’ll see Steven again soon! "
 
                                                               - Thanks, The Markels



Steven Lloyd has been a trusted Realtor of mine and that of my family for many years.  Not only did he sell me my very first home, but he helped us with the home that I would eventually raise my family in with my husband.   He operates with professionalism and integrity.    We would highly recommend Steven to our family and friends.   They would be in good hands!
  
                                                                       - Don and Ana Schuman



 My wife and I were not only in a financial pinch but hard pressed to move on to another opportunity. We chose Steven to help us with our situation. Steven was a professional every step of the way, he explained and answered every question we had in a fast and easy to understand manner. Our last dealing with a Realtor was a complete disaster. Steven took our skepticism and our doubts out of our minds and hearts.
 
Our home was sold in less than our expected time window. This was more than we expected, we are truly thankful Steven helped us. If I had to highlight the things we remember most about our transaction  they would be, Flexibility on catching up with us on our busy schedules, Important information that our last Realtor never informed us of, referrals to other professionals to advise us (i.e.) taxes, legal, cleaning services, & last but surely not least Courtesy. We will never forget how much care went into our transaction. We highly recommend Steven to anyone selling or buying a home!

                                                                    - Eric & Julie Pacheco




Steven Lloyd was recommended to me by a good friend who had a great experience using his services to buy a home.  I had a bad experience with a prior agent and was looking for someone who was responsive, proactive and knowledgeable about short sales.  My trust in real estate agents was at a low ebb.  I am very happy I met and used Steven to help me find my home, and complete the sale.  He was very helpful and patient answering all my questions, no matter how basic.  Even though busy he ususally returned calls within a couple of hours.  Scheduling appointments was easy, and he worked with my schedule.
 
Since I was primarily looking at short sales I wanted an agent who had the experience and knowledge to guide me through the often times, difficult short sale process.  Steven developed a rapport with the selling agent and negotiated the best deal possible with the selling agent and bank.  Because some work needed to be done on the home before the financing could be put in place, he recommended quality contractors who were flexible, priced fairly and timely.  I found I could rely and trust Steven's advice during the buying process and would not hesitate to recommend him to any of my friends and family! 
                                                                          
                                                                           Sincerely,
 
                                                                           Ed Charkowicz



Steven Lloyd helped my wife and I sell our home and buy the one we are in now.  He was very professional and accommodating to our schedules.  He gave good advice and helped us through the transactions.  We would recommend him to all our family and friends!

                                               - Orlando & Elsa Tavares

 




 In this unpredictable and difficult-to-navigate real estate market, we knew we were in good hands with Steven Lloyd.  He demonstrated a wealth of patience and knowledge as we searched for homes, and he guided us through each stage of the purchasing process.  We thank him for helping us find just the right home for our family, and we would recommend him without reservation.

                                                   - Trevor & Kayleen McDonald



If you are finding yourself in a situation where you are forced to sell your house, like I did;  Steven Lloyd is the answer!  Seeing the equity in our home melting away in front of our eyes, and the income from my business diminishing, the time became an essence.  Like a captain of the ship, Steven navigated me and my wife to the safe harbor with care, patience, persistence and experience.  Looking back I can say: "Great job Steven, Thanks!".
 
                                                        - Arkady & Victoria Faktorovich 



Steven helped my wife and I find our new home. He put our mind at ease and made sure we didn’t get into something we didn’t want. He was attentive to our needs and was always available when we had questions. I would definitely recommend Steven to my family and friends for any future real estate related business.

                                                                            Sincerely,

                                                                             Aaron & Ruchy Basrai




I would like to thank Steven R. Lloyd for selling my house, in this distressed market. He was very professional, gave great advice and was very knowledgeable.
 
I would recommend him highly if you are looking for a Realtor.  For 6 years I have been in the mortgage business and there is a difference between Realtors, so pick the best....Steven R. Lloyd!
 
                                                                                   - Brooke Dahlstrom



Choose Steven R. Lloyd!
 
It is not an exaggeration to say that Steven Lloyd has been a miracle worker in our lives.  At a time when circumstances forced us to sell our house quickly, Steven's calm reassuring presence and wonderful network of professional contacts helped us to sell our house in a market where almost nothing was selling.  Steven listened to our needs, trusted our judgement, offered sound, low key advice when we were unsure, and kept us from panicking in a troubled market.  He helped us have the courage to stay in front of the market and sell at a decent and fair price for the day and time we are living in.  We are so happy that out of all the realtors we interviewed, we chose Steven!  We encourage you to choose him as well.
 
                                              - Sylvia Sweeney and Bob Honeychurch
 
                                                              



Steven,
 
Thank you for the wonderful experience selling our Condo and the beautiful house you helped us buy!!
 
                                   - Pedro & Hillary Hernandez



I am happy to recommend Steven as the best agent I have ever had the experience of working with.  My husband and I found Steven by chance and we are so glad that we did!  We did not buy the first home we looked at, but we found the agent!  Steven got our home sold in a slowing market and painstakingly worked with us through the process of buying our next home.  We were quite a challenge for him, I am sure, due to the fact that we had many personal stresses with extended family happening while we were house hunting. 
 
Steven was there every step of the way, always willing to accomodate us and our needs.  I sometimes forgot that he had any other clients, he was so attentive to us!  Steven's knowledge and amazing ability to stay on top of things, got us thru the purchase of our new home, with no "glitches".  He was our guide, but kept us in"the loop" at all times as to what was happening next.  We feel very fortunate to have found the best agent one could ask for and will be absolutely using his services for all of our real estate transactions!

                                                     Always grateful - Mary & Jerry King



Steven Lloyd has helped our family purchase and sell properties over the past 10 years, his positive customer service attitude and willingness to work with clients is incredible. I‘ve dealt with other realtors prior to meeting Steven, and I have to say, I’ve found a realtor for life with him! His attention to detail, and expert knowledge of the market helped us find the perfect properties in the area. I don’t know when I will buy or sell in the future, but the one thing I do know is that Steven Lloyd will be the REALTOR to represent me!
                                                                                            -- Donna Black



"Thank you so much for helping me find my home. This was my second time buying a home with you and as always, the experience is always great. You have a wonderful way of making a very stressful transaction easy and fun. I look forward to future real estate opportunities and once again, thank you for all your hard work. Job well done!"

Best Always,

Candice Pun




"Steven Lloyd was very professional during the entire transaction and searched over and over for a perfect home to fit my needs.  He always kept me updated and visited me at home to explain the sale of my own house and the purchase of my new home. Thank you!"

--Marc Beretta



"After firing my first REALTOR for lack of professionalism and making me feel unimportant and not worthy of her time since I wasn't the million dollar house buyer, I stumbled upon Steven Lloyd at an open house.  Steven's professionalism, knowledge, patience and a desire to make everyone's house buying experience a breeze, made me feel grateful to have found him.  He goes above and beyond the call of duty and carries the stress of house buying/selling so his clients don't have to.  I have successfully completed numerous buying/selling transactions with Steven and have recommended him many times to friends who have had similar successful transactions.  Buying/selling a house can be a very stressful experience so when you're needs call for a REALTOR, I highly recommend you contact Steven R. Lloyd for a great, stress free sales transaction!"
--Sarah Hoglund



"We just celebrated our one-year anniversary of being in our dream home. In reflecting on the past year, we continue to share our amazement at what an incredible home you found for us. You went above and beyond to assist us in finding our first home and for that we are grateful.
 
We love our home, the neighborhood, the City of Manteca and our new friends.  Our home is far beyond what we ever expected to find or purchase.  Your attention to our needs and the detailed list of items we wanted in our first home were met far beyond our expectations.

The professionalism, patience, confidence and care you showed us is so appreciated.  We will continue to refer family and friends to you because we are sure they will have the same great experience with you that we did."
--With great appreciation,
David and Leilani Coon



"Cheryl and I wanted to thank you again for all your efforts over the past few months helping us find and purchase the new home.  Your insight and knowledge paid off as the entire process would not have been so simple without you.

It is amazing what the right person can do for you. Thanks again!"
--Rich & Cheryl Sire
 



"Both Elias and I wanted to Thank you Steven for the great job you did for us during our real estate purchase.  We really appreciated all of your hard work, patience and professionalism.  It is truly a pleasure to work with a consummate professional.

Both your knowledge of the market and patience allowed us to purchase the perfect home for our family.  You made the process of buying a home a pleasure.  It is refreshing to deal with someone who has such integrity.

We will recommend that all of our family and friends use you as their preferred REALTOR.  Thank you so much for all of your help.  We look forward to working with you in the future for any of our real estate needs..."
 
--Elias and Cecilia Juric



"From the beginning of the relationship, Steven was professional, knowledgeable and easy to reach at any time of the day. He is a coordinator and a facilitator and was able to balance my needs and requests with his professional suggestions, when making final decisions that were time and negotiation sensitive. He was able to answer all of my many questions in a sincere, caring, timely, and knowledgeable manner. He is able to explain real estate language in an easy to understand manner with great patience. He makes the real estate experience easy to follow and stress free.  I would return to him again and again for all my future real estate transactions. Thank you, Steve. You are greatly appreciated."
--Diana Bubanja



"If you're looking for a no hassle property transaction, then Steven Lloyd is the realtor for you. Steven just sold my 20 acre parcel for top dollar in a depressed market. I wanted someone with a good track record who would be fair, reliable and ethical. Steven Lloyd was all of those and more."
 
--Gary Plummer, Professional Football Player



"Steven Lloyd is a very energetic, honest and devoted person.  We are very pleased with his service.  We would like to make all future dealings with him!"
--Amit and Kamina Panchal, Milpitas



"It is our extreme pleasure to be able to give Steven  R. Lloyd our highest recommendation as a Realtor.

 Steven is highly qualified, extremely professional, knowledgeable, and responsible as a Realtor.  He outlined in a clear and understandable fashion exactly what we needed to do to prepare our home for sale, exactly what to expect, and was prompt and knowledgeable in answering all of our questions.
 He is an excellent negotiator and understands completely contracts and negotiations.  Steven has an engaging and friendly personality and works well with other Realtors.  It was obvious that he is well known and respected among his peers.

 As a result of his knowledge and skills our home was sold after only 31 hours on the market with nine offers.  The process was smooth and seamless with Steven handling our sale.

 If you are looking for the best Realtor available, our recommendation is Steven R. Lloyd of Intero Real Estate Services."
--Cordially,
Charles and Jeanne Ann Kendall
 



"Thanks so much for helping us find our first home.  My wife and I had reservations about how much home we would qualify for or whether we could even get a home in this extremely competitive Bay Area market.  However, Steven and his team made the whole process quick and painless and then put out the most competitive bid that got us our home.  Thanks so much!"
--Sincerely,
Sam & Candice Vito



Experience Integrity Commitment


Steven R. Lloyd
Office Manager-CRS, GRI
(510) 913-4861

"2002 Realtor of the Year"
Steven@SavvySalesTeam.com Steven@SavvySalesTeam.com

Steven, Nicole, Lisa, & Lucy of the Savvy Sales Team


Lisa Lorenz
GRI, SRES, ABR, NOTARY
(510) 681-1136

Lisa@SavvySalesTeam.com Lisa@SavvySalesTeam.com
Steven & Lisa of the Savvy Sales Team
Intero Real Estate Services
Fremont Office
43225 Mission Blvd.
Fremont, CA 94539
Livermore Office
187 S. J St.
Livermore, CA 94550
San Ramon Office
11020 Bollinger Canyon Rd., Suite D
San Ramon, CA 94582
Union City Office
32145 Alvarado-Niles Rd
Union City, CA 94587
Women's Council Of Realtors CRS Certified GRI SRES A Certified Distressed Property Expert Rotary International